Standfirst: Two terms that are used as though they mean the same thing. They do not, and the gap between them is discovered at the worst possible moment. After a fire, the question an owner faces is not what the building was worth. It is what putting it back actually...
Standfirst: An asset register records what a business bought. It does not record what is standing on the floor today, and the gap between the two is where most valuation error sits. Every business with plant, machinery or property holds an asset register. It is a...
Insurance claims are expected to move quickly.In reality, they often do not. Delays are frequently linked to uncertainty around asset values. When figures are unclear or require further verification, the process slows down. Time is spent reviewing information rather...
Plant and machinery valuations rarely fail on the surface.They fail underneath it. Assets are listed, values are assigned, and the report appears complete.That is often where the problem begins. These assets operate within real environments. Their value is influenced...
When acquiring a business through a share transaction, the focus often sits squarely on the purchase price. It’s the headline number, the dealmaker, the figure everyone negotiates around. But that number on its own tells you very little about what has actually been...
Insurance valuations play a critical role in the stability of commercial and industrial insurance portfolios. Yet they are often underestimated until a claim arises. When asset values are outdated or calculated using incorrect methodology, the consequences can include...